Nate's father was a rich, nasty bastard. He treated Nate horribly. Nate ended up enlisting in the military to get away from him. This story opens up at Nate's father memorial service. It turns out each of the Bastard's 4 sons inherits his money. Nate's decided he doesn't want it and plans to give it away.
Chloe founded a charity that supports at-risk youth. She is in need of funds to keep the doors open. She crashes the memorial service in hopes of getting at least some of that money Nate is so eager to give away.
Even though Christmas is mentioned in the title, the holiday doesn't factor into the story in any way. Nate and Chloe fall hard into love lust. What follows has a beginning, middle, and an end. I enjoyed this one!